FACTS

WHAT DOES FIRST NATIONAL BANK OF VOLGA (FNB-V)
DO WITH YOUR PERSONAL INFORMATION?

Why

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

How

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons FNB-V chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does FNB-V share?

Can you limit this sharing?

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court Orders and legal investigations, or report to credit bureaus

Y

N

For our marketing purposes – to offer our products and services to you

Y

N

For joint marketing with other financial companies   

N

Y

For our affiliates’ everyday business purposes –
Information about your transactions and experiences

N

Y

For our affiliates’ everyday business purposes –
information about your credit-worthiness

N

Y

For our affiliates to market to you 

N

Y

For non-affiliates to market to you

N

Y

Who We Are

Who is providing this notice?

First National Bank of Volga (FNB-V)

What We Do

How does FNB-V protect my personal information?

How does FNB-V collect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We collect your personal information, for example, when you:

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies. FNB-V has no affiliates

Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies (Shazam, Harland Check Printers) FNB-V does not share with nonaffiliates so they can market to you

Joint marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you. FNB-V does not jointly market.

Other important Information

Confidentiality is our top priority at The First National Bank of Volga. We will renew our privacy commitment to you annually by providing you with a privacy update. Should you have any questions or issues, please call us at 605.627.9121 or go to our website www.fnbvolga.com